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FACTS: What Does HomeStart Capital, LLC Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
• Social Security Number and Income
• account balances and credit scores
• assets and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons HomeStart Capital, LLC chooses to share; and whether you can limit this sharing
1. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
Reasons we can share your personal information:
1. For our everyday business purposes -- such as to process your transactions, maintain
your account(s), responds to court orders and legal
investigations, or report to credit bureaus
- Does HomeStart Capital, LLC share? Yes
- Can you limit this sharing? No
2. For our marketing purposes -- to offer our products and services to you
- Does HomeStart Capital, LLC share? No
- Can you limit this sharing? We Don't Share
3. For joint marketing with other financial companies
- Does HomeStart Capital, LLC share? No
- Can you limit this sharing? We Don't Share
4. For our affiliates' everyday business purposes -- information about your transactions and experiences
- Does HomeStart Capital, LLC share? No
- Can you limit this sharing? We Don't Share
5. For our affiliates' everyday business purposes --
- Does HomeStart Capital, LLC share? No
- Can you limit this sharing? We Don't Share
6. For our affiliates to market to you
- Does HomeStart Capital, LLC share? No
- Can you limit this sharing? We Don't Share
7. For nonaffiliates to market to you
- Does HomeStart Capital, LLC share? No
- Can you limit this sharing? We Don't Share
Who we are
1. Who is providing this notice? HomeStart Capital Llc
What we do
1. How does HomeStart Capital, LLC
protect my personal information?
- Ans: To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
2. How does HomeStart Capital, LLC collect
my personal information?
- Ans: We collect your personal information, for example, when you
• apply for a loan or give us your income information
• provide employment information or give us your employment history
• give us your wage statements
3. Why can't I limit all sharing?
Ans: Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State Laws and individual companies may give you additional rights to
limit sharing.
Definitions
- Affiliates: Companies related by common ownership or control. They can be financial and
nonfinancial companies.
• HomeStart Capital, LLC has no affiliates.
- Nonaffiliates: Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
• HomeStart Capital, LLC does not share with nonaffiliates so they can market to you.
- Joint marketing: A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
• HomeStart Capital, LLC doesn't jointly market.
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